Auto Insurance

As you know, it’s important for everyone to have auto insurance. Auto insurance policies are very different from one another, so it’s important that you understand the differences between each policy and pick the best fit for your needs.

 

Which Kind of Auto Insurance do I Need?

Your state decides what type of coverage is required by law; these types of laws determine how much coverage you must purchase in order to drive your car legally. This coverage is known as required coverage, and it’s broken down into two categories: liability insurance and no-fault, also known as personal injury protection (PIP).

Liability insurance covers all costs related to bodily injury or property damage stemming from a car accident, minus the deductible amount. For example, if someone hits your parked car and damages it, liability insurance covers the cost of repairing or replacing it, minus your deductible amount. The same goes for if you hit someone else’s parked car and damage it.

PIP means that your insurer will cover all of your medical expenses stemming from an accident, up to the limit on the policy. PIP is vital to have in case you are ever in an accident and suffer injuries, regardless of whose fault it is.

Planning out your auto insurance can be a little bit tricky, but help is available. If you have any questions or you want to discuss options, our team is ready and waiting to talk you through it. Click Get-A-Quote below to get started.

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Headquarters Location

(972) 359-9324
6401 Eldorado Pkwy Suite 218
McKinney, TX 75070

Tennessee Location

(629) 895-2986
40 Burton Hills Blvd STE 200
Nashville, TN 37215

The Woodlands Location

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Suite 8210
The Woodlands, TX 77830

Utah Location

(385) 301-2800
2150 South 1300 East Suite 500
Salt Lake City, UT 84106

College Station

(979) 216-3265
4040 Hwy 6 STE 200
College Station, TX 77845

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(505) 501-8805
150 Washington Ave Suite 201
Santa Fe, NM 87501

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(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027

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(208) 370-3636
950 Bannock Street Suite 1100
Boise, ID 83702

Austin Location

(512) 387-8234
1 Chrisholm Trail Rd. Suite 450
Round Rock, TX 78681