Is Boat Insurance Really Necessary?

Absolutely yes, says anyone who has ever had any kind of misfortune on the water. Whether it’s a storm that damages your boat beyond repair, or an accident where someone else gets hurt, boat insurance can protect you from the unexpected. Even if you never have to make a claim with your policy, most areas require boaters to have insurance, and boating without it could mean a hefty fine.

Boat insurance coverage will vary depending on your needs and the type of craft you’re operating, but most include some form of protection for your boat and its motor. It will also usually cover any personal or property injuries that you cause when operating the boat. Of course, if you plan to take out loans in order to buy your new boat, you may want to get a policy that includes coverage from theft.

Before making a final choice on your boat insurance policy, contact us and give us a chance to see if we can improve your coverage, lower your costs, or both. We’re also happy to answer any questions you have on your options. Click below to get started.