Commercial Auto Insurance

Commercial auto insurance is a type of policy that provides coverage for business and commercial vehicles and their drivers.

 

What Does Commercial Auto Insurance Cover?

Commercial auto insurance coverage can generally be divided into five areas: 1) Bodily Injury and Property Damage Liability 2) Personal Injury Protection 3) Uninsured / Under-insured Motorist 4) Physical Damage 5) Medical Payments

  • Bodily injury and property damage liability: Covers the insured against legal responsibility for causing bodily injury or property damage to others.
  • Personal Injury Protection: Provides for medical and rehabilitation costs and wage loss, in case an insured is injured in a car accident.
  • Uninsured Motorist Coverage: Provides protection in case an insured is injured by a driver who does not have any insurance. Under-Insured Motorist Coverage: Some states offer uninsured motorist property damage protection.
  • Physical Damage: Insurance of property damage to the insured’s car.
  • Medical Payments: Provides payment for medical treatment resulting from a covered accident, regardless of who was at fault.

Premium rates tend to be based on many factors, including age, driving record and type of vehicle being insured. To learn more about how to choose the right policy for your business, contact us today and let us talk you through your choices.

Headquarters Plano, TX

(972) 359-9324
9925 Gillespie Dr Ste 1100
Plano, TX 75025

Tennessee

(629) 895-2986
40 Burton Hills Blvd Ste 200
Nashville, TN 37215

The Woodlands, TX

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Ste 8210
The Woodlands, TX 77830

Utah

(385) 301-2800
2150 South 1300 East Ste 500
Salt Lake City, UT 84106

 

College Station, TX

(979) 216-3265
4040 Hwy 6 Ste 200
College Station, TX 77845

New Mexico

(505) 501-8805
150 Washington Ave Ste 201
Santa Fe, NM 87501

Arizona

(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027

Idaho

(208) 370-3636
950 Bannock Street Ste 1100
Boise, ID 83702

Austin, TX

(512) 387-8234
1 Chrisholm Trail Rd Ste 450
Round Rock, TX 78681

georgia

(404) 260-1074
5 Concourse Parkway Ste 3000
Atlanta, GA 30328

McKinney, TX

(972) 359-9324
2150 S Central Expressway, Ste 200
McKinney, TX 75070

South carolina

(843) 642-8710
110 Traders Cross FL 1
Bluffton, SC 29909