Commercial Auto Insurance

Commercial auto insurance is a type of policy that provides coverage for business and commercial vehicles and their drivers.


What Does Commercial Auto Insurance Cover?

Commercial auto insurance coverage can generally be divided into five areas: 1) Bodily Injury and Property Damage Liability 2) Personal Injury Protection 3) Uninsured / Under-insured Motorist 4) Physical Damage 5) Medical Payments

  • Bodily injury and property damage liability: Covers the insured against legal responsibility for causing bodily injury or property damage to others.
  • Personal Injury Protection: Provides for medical and rehabilitation costs and wage loss, in case an insured is injured in a car accident.
  • Uninsured Motorist Coverage: Provides protection in case an insured is injured by a driver who does not have any insurance. Under-Insured Motorist Coverage: Some states offer uninsured motorist property damage protection.
  • Physical Damage: Insurance of property damage to the insured’s car.
  • Medical Payments: Provides payment for medical treatment resulting from a covered accident, regardless of who was at fault.

Premium rates tend to be based on many factors, including age, driving record and type of vehicle being insured. To learn more about how to choose the right policy for your business, contact us today and let us talk you through your choices.

Headquarters Location

(972) 359-9324
6401 Eldorado Pkwy Suite 218
McKinney, TX 75070

Tennessee Location

(629) 895-2986
40 Burton Hills Blvd STE 200
Nashville, TN 37215

The Woodlands Location

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Suite 8210
The Woodlands, TX 77830

Utah Location

(385) 301-2800
2150 South 1300 East Suite 500
Salt Lake City, UT 84106

College Station

(979) 216-3265
4040 Hwy 6 STE 200
College Station, TX 77845

New Mexico Location

(505) 501-8805
150 Washington Ave Suite 201
Santa Fe, NM 87501

Arizona Location

(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027

Idaho Location

(208) 370-3636
950 Bannock Street Suite 1100
Boise, ID 83702

Austin Location

(512) 387-8234
1 Chrisholm Trail Rd. Suite 450
Round Rock, TX 78681