Earthquake Insurance

Earthquakes are expensive! Earthquake-related costs in the U.S. alone are estimated to be roughly $5 billion per year, so it’s important to protect yourself.


How Does Earthquake Insurance Work?

As its name implies, earthquake insurance provides financial protection for homes and businesses when they are damaged by an earthquake.

Most often, earthquake insurance is sold as an addition to homeowners and dwelling policies. And if you rent your home, then it is possible for you to purchase earthquake insurance as an addition to your existing renters’ insurance.

An earthquake insurance policy will pay for costly structural repairs that are required after an earthquake, including damage caused by land movement or tremors. It may also cover the cost of additional living expenses incurred while your home is being repaired or rebuilt, as well as cover certain types of personal property that are destroyed.

Note that earthquake insurance is different from traditional homeowners’ insurance in that it focuses exclusively on earthquakes.

To find out more about whether or not you need earthquake insurance, and to get a line on the best rates available, contact us by clicking the button below.


Headquarters Plano, TX

(972) 359-9324
9925 Gillespie Dr Ste 1100
Plano, TX 75025


(629) 895-2986
40 Burton Hills Blvd Ste 200
Nashville, TN 37215

The Woodlands, TX

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Ste 8210
The Woodlands, TX 77830


(385) 301-2800
2150 South 1300 East Ste 500
Salt Lake City, UT 84106


College Station, TX

(979) 216-3265
4040 Hwy 6 Ste 200
College Station, TX 77845

New Mexico

(505) 501-8805
150 Washington Ave Ste 201
Santa Fe, NM 87501


(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027


(208) 370-3636
950 Bannock Street Ste 1100
Boise, ID 83702

Austin, TX

(512) 387-8234
1 Chrisholm Trail Rd Ste 450
Round Rock, TX 78681


(404) 260-1074
5 Concourse Parkway Ste 3000
Atlanta, GA 30328

McKinney, TX

(972) 359-9324
2150 S Central Expressway, Ste 200
McKinney, TX 75070

South carolina

(843) 642-8710
110 Traders Cross FL 1
Bluffton, SC 29909

Magnolia, TX

(281) 823-8262
33130 Magnolia Circle Suite A-11
Magnolia, TX 77354

Stillwater, OK

(405) 901-9940
901 S Main St Suite 44
Stillwater, OK 74074