Earthquake Insurance

Earthquakes are expensive! Earthquake-related costs in the U.S. alone are estimated to be roughly $5 billion per year, so it’s important to protect yourself.


How Does Earthquake Insurance Work?

As its name implies, earthquake insurance provides financial protection for homes and businesses when they are damaged by an earthquake.

Most often, earthquake insurance is sold as an addition to homeowners and dwelling policies. And if you rent your home, then it is possible for you to purchase earthquake insurance as an addition to your existing renters’ insurance.

An earthquake insurance policy will pay for costly structural repairs that are required after an earthquake, including damage caused by land movement or tremors. It may also cover the cost of additional living expenses incurred while your home is being repaired or rebuilt, as well as cover certain types of personal property that are destroyed.

Note that earthquake insurance is different from traditional homeowners’ insurance in that it focuses exclusively on earthquakes.

To find out more about whether or not you need earthquake insurance, and to get a line on the best rates available, contact us by clicking the button below.


Headquarters Location

(972) 359-9324
6401 Eldorado Pkwy Suite 218
McKinney, TX 75070

Tennessee Location

(629) 895-2986
40 Burton Hills Blvd STE 200
Nashville, TN 37215

The Woodlands Location

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Suite 8210
The Woodlands, TX 77830

Utah Location

(385) 301-2800
2150 South 1300 East Suite 500
Salt Lake City, UT 84106

College Station

(979) 216-3265
4040 Hwy 6 STE 200
College Station, TX 77845

New Mexico Location

(505) 501-8805
150 Washington Ave Suite 201
Santa Fe, NM 87501

Arizona Location

(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027

Idaho Location

(208) 370-3636
950 Bannock Street Suite 1100
Boise, ID 83702

Austin Location

(512) 387-8234
1 Chrisholm Trail Rd. Suite 450
Round Rock, TX 78681