Landlord Insurance

Landlord insurance is crucial for anyone that owns rental property and offers dual protection against damage to assets and the costs of litigation.

 

What Does Landlord Insurance Cover?

Landlord insurance typically covers lawsuits and damages related to:

  • Personal injury: The policy covers any injuries caused by you or your tenants. You may be sued for not providing a safe place to live, such as by having broken steps leading to the door or no railing on a staircase.
  • Property damage: If one of your tenants causes damage to another person’s property through negligence, such as by setting a fire in the apartment and it spreads to another home or apartment building, your policy will pay for repairs.
  • Claims against others: If one of your tenants is sued because they hurt someone else, the policy will cover legal fees and damages awarded against that tenant. For example, if a tenant’s dog bites someone, the medical costs, legal fees and any damages awarded for mental anguish may be covered by your tenant’s policy.

Remember: You cannot substitute a homeowner’s insurance policy to cover you as a landlord, and your home insurance will not protect you if one of your tenants is sued or causes damage to someone else’s property.

Protecting your rental investment should be a no-brainer, but we understand – setting up insurance policies can be a pain in the neck. The good news is that we can do the hard work of finding you the best policy at the best price, with no hidden fees and no obligations. Click the link below to get started.

 

Headquarters Location

(972) 359-9324
6401 Eldorado Pkwy Suite 218
McKinney, TX 75070

Tennessee Location

(629) 895-2986
40 Burton Hills Blvd STE 200
Nashville, TN 37215

The Woodlands Location

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Suite 8210
The Woodlands, TX 77830

Utah Location

(385) 301-2800
2150 South 1300 East Suite 500
Salt Lake City, UT 84106

College Station

(979) 216-3265
4040 Hwy 6 STE 200
College Station, TX 77845

New Mexico Location

(505) 501-8805
150 Washington Ave Suite 201
Santa Fe, NM 87501

Arizona Location

(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027

Idaho Location

(208) 370-3636
950 Bannock Street Suite 1100
Boise, ID 83702

Austin Location

(512) 387-8234
1 Chrisholm Trail Rd. Suite 450
Round Rock, TX 78681