Motorcycle Insurance

Motorcycle insurance is designed to protect you against accidents, theft and damage, and most states require you to have a policy before you can register your bike.


What Does Motorcycle Insurance Cover?

Depending on the type of policy you choose, a motorcycle insurance policy could cover any or all of the following:

  • Damage to your motorcycle in a collision
  • Damage that occurs as the result of a fire, explosion, earthquake or flood
  • Injuries that occur while riding your motorcycle
  • Theft of your motorcycle

In addition, some states require you to have liability insurance coverage for injuries you might cause to other people and damage to their property.

What Does Motorcycle Insurance Not Cover?

Some of the most common exclusions found in motorcycle insurance policies include:

  • Damage that occurs while your bike is not in motion or is parked, but still on public or private property
  • Damage to your motorcycle resulting from abuse, lack of routine maintenance or failure to follow manufacturer recommendations
  • Theft of required personal belongings, such as a driver’s license or registration documents

Before you make your final selection on a motorcycle insurance policy, let us help. We work with a broad range of insurance carriers, and we can help you find all the coverage you need at a price you can afford. Click below to talk with one of our experienced agents.

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Headquarters Location

(972) 359-9324
6401 Eldorado Pkwy Suite 218
McKinney, TX 75070

Tennessee Location

(629) 895-2986
40 Burton Hills Blvd STE 200
Nashville, TN 37215

The Woodlands Location

(281) 823-8262
9595 Six Pines Dr Bld 8, Level 2, Suite 8210
The Woodlands, TX 77830

Utah Location

(385) 301-2800
2150 South 1300 East Suite 500
Salt Lake City, UT 84106

College Station

(979) 216-3265
4040 Hwy 6 STE 200
College Station, TX 77845

New Mexico Location

(505) 501-8805
150 Washington Ave Suite 201
Santa Fe, NM 87501

Arizona Location

(480) 604-2828
2550 W Union Hills Drive Ste 350
Phoenix, AZ 85027

Idaho Location

(208) 370-3636
950 Bannock Street Suite 1100
Boise, ID 83702

Austin Location

(512) 387-8234
1 Chrisholm Trail Rd. Suite 450
Round Rock, TX 78681