How Does Renters Insurance Work?

Renters insurance is a form of casualty insurance that reimburses the policyholder for damage to, or loss of personal property due to unforeseen events. Unlike a homeowner’s policy, renters insurance doesn’t cover the dwelling or structure of your home (your landlord has that policy), which usually makes it less expensive.

What Does Renters Insurance Cover?

Renters insurance covers loss to personal property due to theft, vandalism, and fire. It also covers liability issues that may arise if you were held responsible for another person’s injury or damage to their property.

Some renters insurance policies will also cover your belongings; old or new furniture, clothes, jewelry, TV sets, computers, and kitchenware are all things you might want covered by your renters insurance policy.

Setting up a renters policy is generally quick and easy, but making sure you have the best rate possible is the tricky part. Thankfully, our agents are highly experienced in renters policies, so click the link below and let’s get you protected. Remember, consultations are always free.